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Are Asphalt Shingles Any Good?

tiles shingles on a roof

What is asphalt roofing shingle?

An asphalt shingle roof is the most common of all residential roofing materials. Why? They are less expensive, available in several colors to match any architectural décor and they do the job needed: Protect the house and people inside it. That is the only reason Why asphalt shingle roof is the most popular material. 

Asphalt shingle roof installation is easy, making it a relatively quick job for an experienced roofing contractor, which is one of the reasons an asphalt shingle roof is the least expensive roofing. Today, there are different types of asphalt shingle roofs, stepping away from the boring essential roofing, and adding style to any home. 

There are three main types of asphalt shingles, and even though they are all made from similar materials, they are different in their right. Here is a brief description of the three: 

  • Three-Tab Asphalt Shingles: This is the most affordable of all asphalt shingle roof material. Affordable and functional, this one-piece, single-layer shingle is basic and economical. The base mat is made from durable fiberglass that is coated with mineral granules, which creates various color tones. The downside to the three-tab asphalt shingle roof tile is there isn’t much toward the aesthetics. These asphalt shingle roof material can be easily loosened and blown off during high winds and depending on the quality and weather. They don’t have the longest lifespan among the asphalt shingle roof materials. 
  • Dimensional Asphalt Shingles: For an asphalt shingle roof material, these are extremely durable, offer a lifespan of thirty years and longer. With a multi-dimensional texture, their appearance can go with any architectural design. The downside to dimensional asphalt shingle roof material is the cost. This shingle is made of multiple layers, making them more durable and stronger, and have a better warranty. 
  • Luxury Asphalt Shingles: This asphalts shingle roof material has a multi-dimensional appearance and maximum durability like cedar or slate, but more affordable. This asphalt shingle roof material replicates cedar shake and natural slate without the expense, and they are easier to install. If your house is a period-style home, this is the asphalt shingle roof material to use. 

What’s the difference between architectural shingles and asphalt shingles?

The three-tab asphalt shingle roof is one tab size that consists of three separate twelve-inch wide tabs that are coated with asphalt, giving them the ability to shed water. The architectural shingles have a dimension character of various shapes and sizes. 

What type of roof shingles are best?

As many as seventy-five percent of all American single-family homes have asphalt shingle roofs. While metal roofing is catching, because of affordability, asphalt still rules. Not only is this the least expensive, but it is also coming with attractive choices now, and as we said earlier, it does what you need it to do: It protects your home and the contents. Several benefits make asphalt shingle roofing material the go-to for many homeowners: 

  • Fire protection
  • Fits almost any architectural style
  • Available in several levels of quality with the best offering a 30-year warranty in moderate climates
  • The three-tab asphalt shingle roofing material is the most affordable way to update a home and get ready for the real estate market
  • Broad choices in colors, styles, including a mimic of shakes and slate
  • An experienced DIY homeowner can learn How to asphalt shingle roof easily and save money on the installation
  • Only standard sheathing needed, doesn’t require extra support like ceramic or tile
  • Three-tab shingles come with 60mpg to 70mph wind rating, and architectural asphalt shingle roof material has a rating up to 110mph winds
a shingle roof with gables

How long do asphalt shingle roofs last?

Like anything, asphalt shingle roofing is as good as the materials and workmanship that goes into it. Other factors that can affect the lifespan of your asphalt shingle roof are the weather elements, the UV rays, and the maintenance and upkeep. The more expensive and better the quality, the longer it will last. 

However, hailstorms, heavy rain, hotter than average summers, colder and ice-filled winters, or trees and tree limbs can shorten the lifespan of any asphalt shingle roof. A twenty-year guarantee asphalt shingle roof will give you 15 to 18 years, and a thirty-year asphalt shingle roof will provide you with 25 to 28 years on the average. 

When should asphalt shingles be replaced?  If the asphalt shingle roofing is buckled, cracked, or damaged, or buckling, then repairs or replacement are in order. Whether you’re doing your inspection or having a professional roofing contractor inspect the asphalt shingle roof, check the downspouts and gutters for shingle granules. If your roof is losing granules, this is an indication that your roof needs replacement. 

Inspect the flashing around the chimney, skylights, and vents. Any breaks, cracks, or gaps in these areas can allow rain in. Another sign that tells you that your asphalt shingle roof needs to be replaced is when it is droopy or sagging. This is an issue that would indicate the decking and framing are rotting and need to be replaced as well. Need an inspection or installation of an asphalt shingle roof in Broomfield, CO? Call (303)-997-9024 today.

When is the best time to replace a roof?

contractor replacing residential roof

A New Roof for Your Home

Your home is probably the biggest financial investment you’ll ever make. Even if you sell and downsize, it will still be a big and important investment. Like anything you’ve invested money and time in, you want to protect it, and with you home, the roof is the most important part of your investment. So, when it comes time to for roof repair or roof replacement, you need to know which is the better option. Connect with our team for more about a roof replacement in Broomfield, CO. Dial (303)-997-9024 to get started.

What is a roof replacement?

Roof repair is obvious: It is repairing what is already in place. Roof replacement however is more detailed, more expensive, and more time consuming. Roof replacement starts by tearing off the old roof, all the way to the plywood decking. Next, the roofing contract will make any repairs needed to the decking and framing before applying the new felt paper and new shingles.

A roof replacement can be installed without removing the old shingles. However, it is the recommendation of most roofing contractors.  It is less expensive if you have the contractor leave the old shingles, which is why many homeowners opt to do that.

How is a roof replaced?

Roof replacement is serious business for a homeowner. Knowing what to expect when the job starts can help you understand the cost factor. A professional roofing crew can complete a roof replacement on an average-sized home within three to four days. The process will go something along these lines:

1.    Tear off existing shingles and toss into a roll-off dumpster. This will include any damaged or old drip edging and flashing. Request the roofing crew lay down tarps to cover any bushes, flowers, shrubs and so they can collect all the debris and nails. 

2.    Make any minor repairs if needed, replaced bad wood, decking, 2×4 boards, etc.

3.    Install ice dam if required.  

4.    Starting from bottom and working upward, apply overlapping rows of asphalt roofing paper to prevent water penetration into the house.

5.    Install metal drip edging all around the edge, including the eaves and gables.  

6.    Install new valley flashing where needed and seal with roofing caulk.

7.    Install the shingles, starting at bottom by eaves and work upward to the peak.

8.    Apply roof vents as shingle installation progresses.

9.       Apply additional flashing where possible leaks around chimney, skylights, and stack vents. 

10.   Install the ridge vent along the roof peak.  

11.   Cleanup, pack up, and haul all roofing debris away.

12.   Roof inspection by customer and building inspector.

adding new shingles to a roof

What is included in roof replacement?

A roof replacement by a professional roofing contractor will include:

  • Inspect the existing roof, take measurements, and generate the estimate
  • Provide detailed bid that includes financing, hauling away, warranty information, timeline
  • Install new sheathing if needed
  • Install new underlayment
  • New ice and water dam
  • Install new drip edge
  • Install new flashing, rubber boots, sealants
  • Install new shingles
  • Install new ridge ventilation
  • Install gable ventilation if required

What do I need to know before I get a new roof?

Roof replacement is an expensive and time-consuming must-do project that all homeowners will be required to undertake at some point. Here are ten things you should know when you’re considering having this project done: 

  • Selecting The Right Material: choose a material that looks good on your home, will have a long lifespan, and is affordable.
  • Tear Old Off or Layer New: you can choose to have the contractor leave the existing roof to stay on and the new one layered on top.
  • Examine Roof Frame: With or with no leaks, before the roof replacement begins, make sure all the supporting woodwork is in good condition. 
  • Considering DIY: As a homeowner, you want to save money where you can, and many roof their home instead of hiring it out to a professional. Highly unrecommended.
  • Choose A Roofing Contractor: Choose a reputable company with current and recent references
  • Roof replacement is Loud: roof replacement is loud. From removing the old to install the new.
  • The Contract: Before the roof replacement job begins, have a contract in hand signed by you and the roofing contractor that has all the details you were quoted covered, including complete roof replacement cost.
  • Essential Documents: Along with the contract request they show you the building permit and their insurance.
  • Confirm clean up when job is completed: If you had the old roofing tore off, make sure all the debris and nails are cleaned up before you pay the contractor.   

When should I replace my roof?

When choosing between roof replacement vs roof repair, these are the things to consider:

  • The Roof Age: The average lifespan of a roof is between 20 to 25 years. If your roof as reach 20 years, feel lucky and start getting quotes for a roof replacement.
  • Buckling and Curling Shingles: One or to curled shingles could be replaced and all will be fine for your roof. If there are several buckling or curling, a roof replacement is in order.
  • Roof Valleys Are Rusted or Worn: If the shingles in the valleys are broke or missing, time for a roof replacement.  
  • Chimney Flashing Needs Missing: The metal flashing is important on a roof providing protection. If any is missing, replacing just that may be sufficient. If there is very many areas that it is missing, roof replacement is recommended.
  • Shingle Granules Fill the Gutters: As a roof wears out, it will begin shedding granules from the shingles. If you are noticing an extensive amount in the downspout or gutters, we recommend roof replacement.  
  • Daylight Shining Through in The Attic: If you see sun shining through into the attic, you can’t get a roof replacement fast enough.
  • Sagging Areas of Roof: If your roof has any sagging areas, you have a possible serious problem and immediate roof replacement and structural attention is needed.

Can I replace a roof myself?

Yes, if you aren’t afraid of heights, have tall ladders, a good hammer and some friends to come help you. Keeping I mind, if you do your own roof replacement, you won’t have any guarantee on the work done, you won’t have any warranty, and the shingle manufacturer may not honor their warranty on the materials used if not installed by a certified professional.

installing new shingles

A Few Last Words: 

Why roof replacement? Some of the things we mentioned above could be repaired instead of having a total roof replacement. You need to ask the contractor how long that repair will last though, and if it is anything less  than a year, it isn’t worth the money. Dial (303)-997-9024 to learn more about our services, such as roof replacement in Broomfield, CO.

Is It Better to Repair or Replace a Roof?

A Roofer Repairs Shingles.

Is it better to repair or replace a roof?

If your roof has been damaged or is just showing signs of wear you’ll have a major decision on your hands. You’ll have to make a choice between roof repair or replacement. The decision between the two won’t be easy, and will depend on several factors, among which are the type of damage and the percentage of the roof’s surface affected by the damage. Another serious consideration is if any of the roof’s underlayment has been damaged. Damage to the underlayment is often going to lead to leaks, and depending on how serious the leak is, that also usually means a roof replacement is in order. This is possible even if only a few shingles are damaged or have been blown off in high winds. While those shingles could easily be repaired or replaced, if the underlayment is not repaired, it makes it easier for water to seep under the roof.

If you do have damage on your roof and you are unsure whether it just needs to be repaired, even if you plan to make the repairs yourself, have a reliable roofing contractor like ATS Exteriors come and take a look at the roof. A thorough inspection can determine how serious the damage really is and whether repair or replacement is necessary. Moreover, if you need reliable roof repair services in Broomfield, CO, never hesitate to give us a call at (303)-997-9024.

Do it yourself repair roofs?

If you are certain all you need to for your roof is a few minor repairs, you’ll want your roof repair to go as smoothly as possible. Here are some tips to help make that happen.

  • No matter what kind of roof you have, you want to wear rubber-soled shoes when you get up on it. They’ll give you good traction and are less likely to damage the roof.
  • Throw out and replace shingles that have come completely loose from the roof.
  • For shingles that are curled, use caulk or roofing adhesive to flatten and re-adhere the edges.
  • You can soften any brittle curled shingles with a heat gun to keep from breaking them.
  • Back edges of new shingles should slide under the row behind them, while the front edge should align with the shingles on either side.
  • Use 6d galvanized roofing nails to fasten the tops of shingles. The tops of the nails should be covered with roofing cement and the cement should be spread under the shingle to hold it in place.
  • Use roofing cement to fill in and seal joints around flashing.
  • Use a putty knife to apply cement over seams that are cracked or worn.

How do you repair a collapsed roof?

Collapsed roofs usually occur because the support underneath has given away for some reason or there was not enough support in the first place. Repairing a collapsed roof is a complicated process, and often best left to professional roofers. Whether you make the roof repair or not, whenever you have any damage on your roof you should cover it with a tarp. This will prevent further damage until repairs are made. When you are working, the tarp should be kept around in case it rains. You may also want to tear off any loose materials left hanging and cut away any 2-by-6 or 2-by-8 rafters that are partially attached. This will make the work area safe. If you are making the repairs, you will start by repairing broken rafters. You will then add decking and follow it up with felt and shingles. This job will require more than one person to complete.

Roof repair when wet

Roof repair is common after a storm or heavy rain. While ideally you want to work on a dry roof, depending on the circumstances, this may not be possible. At the very least, if you can, hold off on repairs until the rain has subsided, even if the roof has not dried. With storm damage, at the very least, it is always best to place a tarp over the damaged area, as you may have to wait for a roofer to arrive to make repairs, especially if there are a lot of homes that have been damaged in the area. When you are putting on the tarp or making any repairs, whether the roof is wet or dry, you will want to wear rubber-soled shoes, as they will give you tractions while walking on the roof. Safety is always the first concern when working on a roof.

Roof repair for flat roof

While most flat roofs are on commercial buildings, many homes have flat roofs or part of the roof that is flat. This part of the roof could be made of the same materials as a commercial roof, such as EPDM or TPO, and all repairs are going to be similar to those on a commercial building. Because drainage is not ideal on a flat roof, when installing one on a home, frame the roof in the center so there will be a slight slope for better drainage.

What is the best sealant for roofs?

There are several good roof sealants on the market today. Most are either made from acrylics, silicone or liquid rubber. These sealants are often used on commercial buildings with flat roofs for restoration purposes, as they seal over old leaks and prevent new ones. These sealants are also used for various kinds of roof repair. 

How do you pay for roof replacement?

Is roof repair covered by insurance? That’s a question many homeowners ask when confronted by damage to their roofs after a storm or other event like a fire. The answer is: It depends on several factors. For minor repairs, first of all, the cost of the repairs must exceed your deductible for the insurer to accept a claim. If the repairs do exceed the deductible the insurer will pay any amount beyond the deductible. 

Once the deductible has been exceeded, whether the roof is to be repaired or fully replaced, the damage done to the roof must fall under a covered peril as outlined by the insurance company. Perils are normally events like fires or tornadoes or hail or vandalism that are usually beyond the policyholder’s control. If the repair or replacement is required because of neglectful maintenance or the roof has just aged past its prime, it’s unlikely insurance will pay for it. Individual policies will vary as to what and how much is covered, so you should consult with your insurance company if you have any questions.

A Roofer Nails in Shingles.

Is roof repair tax deductible

While roof repair might be covered by insurance, it is unfortunately not tax-deductible. No matter why you’ve made the repair, it is considered a home improvement, and home improvements are not deductible. While you may not be able to declare a roof repair on your taxes, you should never hesitate to get the damage repaired. The longer it’s left alone, the more likely the damage can balloon into something worse. When you need roof repair in Broomfield, CO, you want skilled professionals like those at ATS Exteriors on your side. To get help quickly give us a call at (303)-997-9024.

Roof Damage During Storm

thunderstorm with lightening at night

Learn More About Roof Storm Damage

When the unexpected occurs with your roof it’s important to be prepared. Roof storm damage is an occurrence that can often leave roofs damaged by water, high winds, hail impacts, and more. In order to have your roof in proper conditions, it’s best to have a roof inspection implemented after roof storm damage has taken place. Get in contact with your qualified local roofing company to see what services they can do for you. Until that time, here is some general informaiton regarding roof storm damage that can be helpful.

What do you do after storm damage?

After a storm has impacted your home it’s best to consider your level of safety and decide whether to leave the premises before taking action. With severe roof storm damage like a fallen tree, standing water, or metal objects near downed wires it may be best to seek another shelter. With compromised structural damages leave the building and do not reenter it. Once emergency services have been rendered you may be able to consider the implementation of repairs with your insurance and roofing company of choice.

How long do you have to file an insurance claim after a storm?

You may be able to file a roof storm damage claim within a year from the date the disaster took place. A proof of loss form may be required to be filled out and signed with some insurance companies.

How do I claim storm damage to my roof?

The roof storm damage claims process will typically involve reaching out to your insurance claims department to start making a claim. They will send out an adjuster and or require you to contact a roofer for a roof inspection so pictures and an official report can support your claim. They will speak with you over the specifics of what can be covered depending on your policy.

Roof Inspection Storm Damage

Experts recommend having your roof inspected twice a year or especially when roof storm damage has taken place after severe weather has hit. Not only will a roof inspection allow for all areas to be observed as far as conditions, but it will also support any claims that need to be made to cover damages.

Does homeowners insurance pay for water damage?

Water damages incurred in your home that are sudden and unexpected can be covered by homeowners’ insurance. They can consider fixing a leak caused by roof storm damage yet it’s still important to reach out to your insurance company for more information. Typically they will not cover damages from neglect, a lack of maintenance, or a flood. 

Will homeowners insurance cover leaking roof?

A roof leak can be covered by homeowners’ insurance if they are caused by a covered peril such as with roof storm damage. If there are exclusions on your policy like with wind or hail then you may not get help. 

What is considered wind damage to a roof?

Wind roof storm damage can be caused by severe winds uplifting shingles, curling them, causing gutter misalignment, causing objects like trees or debris to impact the roof, and more. High winds during a storm pose a threat since they can cause leaks and punctures from flying debris or fallen trees.

Roof Damage From Hail Storm

Roof storm damage with hail can range in severity depending on the size of the hail, the roofing materials, and the speed of winds. They can cause dings, dents, or even knock out gutters if powerful enough. Ultimately they can impact not only the roof but also siding, gutters, and other property.

broken tile roof after rain storm

How to Tell if Roof Has Storm Damage

  • Water Spots
  • Missing, Curled, Buckling Shingles
  • Broken Flashing
  • Ice Dams
  • Roof Punctures
  • Dents
  • Dings

How to Protect Your Roof From Storm Damage

It’s best to have your roof maintained in proper conditions like with cleanliness so roof storm damage won’t cause too big of an impact. Clearing away debris and dirt can help lessen the load off of your roof and prevent harsh winds from blowing them into the gutters. Water damages can form after pathways to gutters are blocked with build-up and absorbed moisture on the roof forming mold and mildew. What’s more, flying debris can knock over gutters and puncture roofs so make sure anything on the landscape is secured to the ground or other secure connections. Trimming tree branches can also help in making sure they don’t break or fall down when heavy winds come around. 

Contact Us For More Information

If you have roof storm damage and require assistance it’s best to rely on the services of your local roofing company. They will best be able to act as an intermediary with your insurance claims and guide you through the processes of getting coverage and repairs. A roof inspection will be able to provide you with the information concerning the level of damages incurred on your roof while also backing up your insurance claims. Get assistance with your roof storm damage today and save your roof from any damages caused by a recent storm.

If you need help with roof storm damage in Broomfield, CO call (303)-997-9024 with ATS Exteriors!

How are asphalt shingles installed?

Asphalt Shingles grey materials

Shingles for your roof

Asphalt shingles have been used on houses for years and remain the most popular roofing material today. That popularity for homeowners is the inexpensiveness and for builders and contractors, asphalt shingles are popular because of the ease of installation. A 2,000 square foot roof can be completed in less than 8 hours with asphalt shingles. 

With two different types of asphalt shingles, fiberglass and organic, there are other options that make them attractive. What is the difference between the fiberglass asphalt shingles and organic asphalt shingles? 

They create organic asphalt shingles on wastepaper, then saturated with asphalt, making them waterproof. The top has ceramic granules and adhesive salt coating. They craft fiberglass asphalt shingles starting with reinforcing mat that has glass fiber on top, then coated with asphalt and mineral fillers that make it waterproof. Fiberglass asphalt shingles are exceedingly fireproofed, while organic shingles are more resilient. 

Asphalt shingle roof pros and cons for both fiberglass and organic, which we are going to review here:

The Pros of Asphalt Shingles:

Affordable

Asphalt shingles are typically the best-priced option for roofing, which is probably the number one reason why they are popular. When installed properly and basic inspection and maintenance performed, they have a lifespan of up to thirty years.

Style Options

There are asphalt shingle roof materials to match any exterior décor and style preference. There are three different types of asphalt shingles to choose from, which adds more to the versatility of them. A homeowner can find the right one in the 3-tab version, the laminated, or the premium and match their styling whether it is contemporary or traditional. The variety of colors and patterns would be another plus that makes them popular too.

Installation

Roofing contractors prefer working with asphalt shingles because of how easy and quick they can be installed. They are lightweight, no added structural support is needed, nor is there any need or prep work or special tools.

The Cons of Asphalt Shingles:

In freezing temperatures, asphalt shingles do not do well. They crack easily with lower temps and high winds. A large downside to asphalt shingles, they are not environmentally friendly and produce greenhouse gas emissions during manufacturing.

How long do asphalt shingles last?

Asphalt shingles, sometimes called composite shingles, have a 20-year lifespan, some higher quality brands have a lifespan up to 50 years. Fiber-cement roofing shingles have a lifespan of about 25 years. Architectural asphalt is a thicker shingle and can last up to 30 years. 

The lifespan of any shingles depends on the climate, environment, and weather. High winds can bend, loosen, then you can find several pieces of asphalt shingle roof broken, which can be found during a routine inspection is necessary. These inspections enable you to find these broken, cracked, loose asphalt shingles and make repairs as necessary and extend the lifespan.

Shingle roof on a house

What are the longest lasting roof shingles?

When it comes to comparing asphalt shingle roof vs other roofing materials, asphalt shingles have the shortest lifespan. Here is a list of roofing types and lifespans:

  • Asphalt shingles – Typically, lifespan is about 20 years with a high-quality brand that could last up to 50 years.
  • Architectural asphalt shingles – The lifespan or this product is up to 30 years.
  • Wood shingles or shakes – Wood shingle or shake roofing has an estimated lifespan of 30 years, but depending on climate and environment, it can last longer.
  • Metal roofing – Metal roofing can last as long as 80 years.
  • Clay, concrete, or slate tiles – These products have a lifespan of 100 years or longer.

 Are shingles considered asphalt?

Manufacturers of asphalt shingles use asphalt to waterproof it, which makes it perfect for roofing material. There are different types of materials that are manufactured in a shingle shape, but with a different look. Clay, cedar, tile, slate, wood shake, slate, can be manufactured to look like shingles.

Can you put roof shingles over existing shingles?

Yes, but there are some exceptions, such as you can’t re-roof with asphalt shingles for a roof with slate or wood roof with asphalt shingles. You also need to make sure the existing roof is in good condition.

How many layers of shingles can you put on a roof?

Two layers of either fiberglass or organic asphalt shingles are allowed by most building codes if the roof has a pitch of 4/12 or less. A steeper roof can have up to three layers of roofing material if the structure of the house and roof can support the additional weight. Your home is an important investment and what protects you and your family. Therefore, routine inspection and maintenance are necessary, regardless of what roofing material you choose. Part of the maintenance includes roof cleaning, which is recommended to have a professional roofer perform the inspection, maintenance and cleaning twice a year.

Want asphalt shingles roofing for your home in Broomfield, CO? Dial (303)-997-9024 today for expert service from ATS Exteriors.

How Do I File a New Roof Claim?

A Roof Damaged by a Fallen Tree.

How do I file a new roof claim?

If your roof has been damaged by a storm or other natural occurrence, you may have a good reason to file a roof insurance claim for repairs or replacement. You may wonder how to go about filing that claim. Outlined below is the process to follow to file a claim and get your roof repaired or replaced.

How to file roof insurance claim

  • Before you call your insurance company, get a reputable roofing contractor to come out, inspect your roof and provide an estimate about the damages.
  • Once the damage is determined, and an estimate made, if the estimate is more than your deductible, contact your insurance company and file the claim.
  • After the claim has been filed, you’ll meet with an insurance adjuster.
  • You’ll then receive a check from your insurance company.
  • A roofing contractor will make repairs or replacement and you’ll pay the roofer.

If you file a claim before consulting a roofing contractor, your insurance company may only provide you with a minimal payment that may not cover all of your expenses. ATS Exteriors has the experienced professionals to help you with roof insurance claims help. We can help you get full benefit of your claim. If you suspect you have roof damage, call us first at (303)-997-9024 before getting in touch with your insurer.

How do roof insurance claims work?

Most insurers follow a similar process when you file a roof insurance claim. The first thing you want to find out is what exactly your policy covers by contacting your insurer. While policies may vary, for the most part, the first thing your insurer will consider your roof’s age. If it’s less than 10 years old, you’ll probably get a better reimbursement than if it is older. For an older roof, your insurance company may reimburse you based on the roof’s depreciated value.

Whenever you file a claim, your insurance company will send out an adjuster to verify the claim. This is where a reputable roofing contractor like ATS Exteriors can help. Experienced roofers can give you a realistic estimate based on the damage, and they can help you after you file a claim by talking with the adjuster to verify the damages and estimate with paperwork, measurements and photos. 

Will homeowners insurance pay for new roof?

When your roof is damaged and needs to be replaced, it’s possible if you file a roof insurance claim, that your insurer will pay for the replacement. This will depend on the circumstances and the policy. Most homeowners insurance policies are all-perils policies. That means they cover repairs and replacement caused by natural events like a storm or an accidental event like a fire. If your roof is damaged because of aging and normal wear and tear, it is unlikely the insurer will pay for it. If your roof is older than 10 years, your insurer may only pay out a depreciated value. If it’s older than 20 years, the insurer may not cover the roof. Make sure to have as much documentation as possible such as photos and inspection reports available to ensure the claim is approved.

What roof damage is covered by insurance?

Your roof can be damaged in several ways, ranging from hail damage to fire. Lack of maintenance can also cause damage. Before you make a roof insurance claim, you need to find out what kind of damage is covered. You may ask, “Can you claim roof repairs on insurance?” If the estimate for the roof repair is more than the deductible and has been caused by hail or wind or other covered peril, then you should file a claim. An insurance claim for roof leak would be covered, for instance, if the leak was caused because hail punctured a hole in the roof. The amount reimbursed, however, may be affected by your roof’s age. An older roof may get a lower reimbursement. 

Similarly, many plumbing problems may not be covered by insurance. A burst pipe, however, if it’s happened suddenly may be covered. Damage like this will also require emergency plumbing services in Denver, CO.

Roof insurance claim for hail

One common cause of roof damage is hail. In Colorado, hailstones can get as big as golf balls or bigger, which can cause serious damage. While these large hailstones are damaging, average size stones can create just as much damage. One of the problems with hail damage is that it may be hard to identify. If you plan to file a roof damage claim after a hail storm, you definitely want to get a roofing contractor out beforehand to make sure the damage is identified properly. 

As with other claims, make sure you have plenty of documentation, including photos. Take photos of your roof and all your property that was damaged, as well as photos of the hailstones if possible. When taking a photo of the hailstones, place them next to a tape measure or ruler to show the size of the stones. Make sure to note the date and time of the storm.

Roof insurance claim denied

It is possible that your roof insurance claim can be denied. Here are the most common reasons your claim is denied:

  • The damage doesn’t meet the deductible.
  • If the damage doesn’t fit under the definition of covered perils, it will be denied. Perils include storms and fires.
  • The damage was caused by something excluded as a peril or that has limited coverage. Earthquakes and floods are commonly named as exclusions.
  • The liability for the damage falls elsewhere. A tree trimmer, for instance, might cut a branch that falls on your roof. The tree trimmer may be liable for the damage.
  • Poor maintenance. If you’ve neglected the upkeep on your home and roof, any damage won’t be covered.
A Roof Damage Assessment.

Call for Services Today

If your roof has been damaged by a storm and you want help with your roof insurance claim in Broomfield, CO, get help from the experts at ATS Exteriors. We can inspect your roof and give you an estimate. We also will meet with your adjuster, if necessary. You can also count on us to help you with any repairs. Give us a call today at (303)-997-9024 to schedule our services.

Why Do I Need a Roof Inspection?

a roofer inspecting a slanted roof

Like All Things, Your Roof Can Wear Down

Your roof is meant to handle the weather, it’s a fact that it was built to provide shelter in the rain and help insulate the home when the temperature drops. Like all other things built up however, they get worn down over time. Age, storms, and human accidents all have an effect on your roof, and can be easily found through a roof inspection. If you find yourself in need of a roof inspection, call (303)-997-9024 today to schedule an appointment.  
As shown by our friends in Minnesota, when roof damages build up and roofers never inspect your roof, your roof will eventually have to get restored. Roof restoration often is a service for homeowners of aged houses or heavily damaged roofs. Regular inspections prevent untimely roof restorations.

What Does a Roof Inspection Include?

In a normal roof inspection the roofer inspects every part of your roof both in search of damages and to gain assurance that it is fully prepared for any weather. For what is a complimentary service, here is what ATS Exteriors looks for when providing a roof inspection. 

  • Workmanship – Some of the damage that homeowners experience through their roofs can be from faulty craftsmanship or accident, we make sure to look over our own and other roofers work to make sure it is done right. 
  • Material status – Overtime, whether your roof is wood, asphalt, or metal, the materials can wear down. We go over each shingle or plate of your roof to make sure that if they need replacing, you know. 
  • Interior inspection – The interior of your roof can be just as important as the exterior. We make sure there’s both no evidence of leaking and that the structure is still supported from the inside. 

Many customers often ask: “Are roof inspections free?”

Roof inspections are generally free and complimentary with most roofing companies. Only costing anything when the roofer finds damages and sets out to repair them. Our qualified roofers are trained to get the job done, knowing what to look for when problems arise and how to fix them in Broomfield, CO.

A drone roof inspection

Binoculars and Drones Won’t Get The Job Done

We see it often enough, some clients occasionally avoid roof inspections in favor of doing it themselves. Some homeowners who cannot get atop their roof use binoculars to inspect their roof. However, roof inspections with binoculars do not work due to the high chance the homeowner can miss smaller details like hail damage or cracked tiles. 

With the advancement of technology, we’ve also seen the use of drones to help with personal roof inspections. Even with a high tech camera, we do not recommend the use of drones for roof inspections. A trained roofer understands what they’re looking for, getting up close and personal with your roof to the extent to where a drone simply can’t do. Along with looking at every detail of your roof, we test to make sure some of the problems we see are actually problems. Whereas a drone can only provide a visual of a cracked shingle or blatant dent, they cannot detect subtle impacts often seen with hail or test whether it is damage that needs to be repaired. 

We at ATS Exteriors understand the interest in using binoculars or drones to inspect your roof, but neither will ever be as competent as one of our experienced roofers.

When Should I Get a Roof Inspection?

The general agreement among roofers is at minimum, your roof needs an annual roof inspection. Roofs as mentioned are made to last, with materials that are meant to be long lasting. However, upon certain events your roof may receive damage. Here are a few occasions in which we firmly suggest scheduling a roof inspection after:

  • Each time after a severe storm or heavy deep freeze
  • In the event your roof receives damages 
  • When moss or plants begin growing from your roof
  • Upon detection of a leak on the interior of your roof

Insurance companies often see your roof as the gateway to greater damages to your home when compromised, ATS Exteriors takes the same view. With how hectic the Colorado weather can get, don’t hesitate and call today at (303)-997-9024 if you suspect your home may need an inspection.

How Do You Handle a Roof Insurance Claim?

Unfortunately, when your roof receives damages, the need can arise to file a claim to pay for repairs. Upon starting this process, homeowners send in a heavy amount of paperwork to their provider and hope the claim adjuster agrees with your details. 

Instead of handling the stress on your own, allow us to help with our roof insurance claim help service. Our roofers remain up to date with modern insurance policies, coupled with an experience in finding and repairing damages in your roof, they have every qualification needed to help you. If you ever find yourself in need of help when filing a roof insurance claim, ATS Exteriors has your back with one call to (303)-997-9024.

Two Questions to Keep in Mind

Does a roof inspection help with mortgage? 

  • A roof inspection for mortgage will help in the case of an argument for a mortgage. Roofers often provide written details for proof of condition. 

Roof inspection for home purchase?

  • It’s common sense to know every detail about your next purchase, especially a home. We recommend prior to purchasing or selling a home, contract ATS Exteriors out to have peace of mind when negotiating the sale or purchase. 
a roofer inspecting flashing

Call Us for Your Roof Inspections

Our reviews speak for themselves, a call to our location in Broomfield, CO is a call to repair your roof. ATS Exteriors helps take the stress out of roof care and we’ll be happy to help you today. Call (303)-997-9024 today.

How Do I Know If My Roof Has Hail Damage?

roof needing hail damage roof repair

Storm Damage and Your Home

Owning a home means you have quite a few responsibilities to take care of. One area that can often be neglected over time is the roof. Do you know how old your roof is? When was the last time you had it checked? The number one question most homeowners want to know, though, is how do they know if there is hail damage? Finding or identifying any kind of storm damage can be hard, which is why you can rely on ATS Exteriors. We can help with storm and hail damage roof repair in Broomfield, CO when you need it. Call us at (303)-997-9024 to learn more. 

working on hail damage roof repair

Signs of Hail Damage Roof Repair Needs

Unlike the signs that you need burst pipe repair, the signs that you have hail damage aren’t always so obvious. Many aren’t even aware there is damage to their roof until there is a leak or some other problem. Rather than wait until it’s too late, start by doing a cursory check of your roof yourself. We don’t recommend attempting to work on roof repairs from hail damage yourself, though. It can be difficult to know the full extent of damage without proper training and experience. That in mind, there are several signs we recommend checking for before calling a contractor to begin repairs. 

  • Dents and Dings: One clear indication of hail damage can be seen in the gutters and downspouts. If there are obvious dents, dings, or damaged areas, you likely have more damage to the roof as well.
  • Bald Spots: Hail can fall and hit your roof with enough force to leave significant pockmarks. It can also ricochet resulting in bald spots that will stand out from the rest of the roof. 
  • Buckling or Warping: When it hails, the temperature can change drastically. Those weather changes can result in shingles that are brittle, making them buckle, bubble, or warp. 
  • Missing or Broken Pieces: If the temperature has drastically varied when hail begins to fall, it can result in shingles that are broken or missing pieces. Regular shingles will become brittle if the weather is too cold, causing them to break when struck by hail. 
  • Granules: Sometimes, the weather isn’t too cold and the hail isn’t big enough or fast enough to do any obvious damage. Instead, it knocks off the granules on the shingles. This is still a big deal because without those granules, the shingles on your roof are not as effective. 

Knowing this information, you may be starting to wonder about the hail damage roof repair costs. That’s a valid line of thinking. Each home and situation is going to be different. Some roofs will receive minimal, if any damage, while others may be totaled. In either case, the cost to repair a hail damaged roof could range from a few hundred dollars to the equivalent of a roof installation cost. No matter what, when you need reliable repair services, trust ATS Exteriors to get the job done.

Roof Repair or Replace?

The process of going from hail damage to roof repairs or roof replacement can be a tricky one. It can also be an expensive one. Many homeowners attempt to look up on their own how to repair a hail damaged roof, but we highly discourage that. Without the correct knowledge or experience, it can be hard to know the full extent of any storm damage to your roof. There may also be underlying factors that could warrant the need for a roof replacement, which does need to be handled by a professional team. Which is best for your home? That depends on what’s going on. Rely on the experts at ATS Exteriors to help with all your hail damage and storm damage concerns. 

Frequently Asked Questions

  • How much does it cost to repair hail damage to a roof?
    • Depending on the extent of the damage, the cost to repair a roof can vary. Minor storm damage repairs can cost between $400 and $700 per square foot to fix. Whereas, if the entire roof needs to be replaced, then it may run you between $5,000 and $20,000. 
  • Is hail damage covered by insurance?
    • It is really dependent on the condition of your roof. If it is in good condition, but damaged by hail, then it will likely be covered by your insurance provider. However, if it is found that the majority of the damage is the result of neglect or general wear and tear, then insurance will not cover the damages. 
  • Why is hail damage bad for a roof?
    • Hail damage that hasn’t been addressed can result in a number of problems both for your roof and your property. Hail can fall with enough force to knock off granules, break shingles, and other damaging issues. 
  • How do I know if my roof has hail damage?
    • There are several surefire signs to look for. Pay attention to the gutters and downspouts, these will show clear indications of hail or storm damage of any kind. You can also check the shingles themselves to see if they appear warped, damaged, or bald. 
  • How do you protect your home from hail damage?
    • The best way to protect your home is by investing in impact-resistant shingles. These shingles are thicker and designed to specifically handle the high impacts that hail can fall with. They are a great investment for those that live in areas with regular hail storms. 
size of hail that can result in need for hail damage roof repair

Call Today to Learn More About Our Services

For reliable services, contact ATS Exteriors. We can help with all kinds of roofing and home improvement needs, including hail damage roof repair in Broomfield, CO. Let us know how we can help you today. Dial (303)-997-9024 to get started. 

Is Roof Repair Covered by Insurance?

Hand Over House Protecting Against Water

Learn More About Roof Insurance

When your roof has been damaged by a storm or other circumstance it’s important to check your roof insurance policy to see what is covered for repairs or replacements. It may also be a good idea to consider reaching out to a roofing company for roof insurance claims help as certain companies will act as intermediary for the claims process. You may even be able to obtain a roof inspection and pictures with the service to support your roof damage claim. When you have a roof leak and are curious about the basic information that should be known with roof insurance coverage consider the following information below.

How do you get insurance for a new roof?

Roof insurance will typically be the responsibility of the homeowner. Some home building companies or neighborhoods can be affiliated with local homeowners insurance or you may be referred to others as well.

What kind of roof damage is covered by insurance?

Most homeowner insurances will cover such damages that are out of the homeowners’ control like severe weather, fire or vandalism. Hurricanes and tornadoes are such heavy damages they are usually covered.

Is roof repair covered by insurance?

Roof insurance can cover roof repairs if they were subject to the aforementioned reasons or sudden unexpected damages. If they fall under general lack of maintenance and wear and tear they will the homeowner’s responsibility. 

Does insurance pay for new roof?

Roof insurance will typically pay for roof replacements when severe damages have occurred yet if general maintenance or natural age has occured it’s expected to be a personal expense that is the responsibility of the homeowner.

Is a leaking roof an emergency?

A leaking roof can become emergency overtime even if damages are not immediately visible. Take for instance areas of your roof that you don’t regularly see or inspect. Your attic is the area where a leak will most likely show up yet unless you got up to your attic after each storm you won’t be able to tell a leak even started. As of such, wooden beams that support your roof can absorb water so the tell-tale drip can be missing. It’s not until you see wood start to bloat and rot that damages have already reached a dangerous point of being weakened. With water damages that are making their way through your roof, you are exposing your insulation and underlying roofing materials to the elements. A leak can ruin insulation as well as leak into ducts & HVAC systems which can alter the costs of energy bills or ven disrupt insulation abilities of your home. Basically, with water damages, other home systems or appliances can be affected depending on where they are located in relation to the roof leak. That’s why it’s best to keep an eye on your roof after a particularly harsh storm has hit and get a professional to inspect the areas that aren’t caught by expert eyes when a roof leak is present.

Young Woman And Repairman With Bucket Collecting Water From Damaged Ceiling

Reasons Why A Leaking Roof Is An Emergency

  • Interior Water Damage
  • Weakened Support Beams
  • Damaged Insulation
  • Roof Rot/Mold/Moss
  • Potential HVAC Disruptance

Can you get roof insurance?

Roof insurance can be obtained by shopping around for insurance policies that work for you. Homeowners’ insurance is often obtained by residential properties.

How much is roof insurance?

Roof insurance ranges depending on the policy and company you go with. General liability insurance for one company can cost $104-$198 per month or $1,247-$2,373 annually.

Roof is leaking will insurance cover it?

Homeowners or any other roof insurance will typically cover leaking roofs if they were caused by unexpected circumstances or by inclement weather. WIth all-perils policies, you ‘ll be able to have your roof replaced but not the cost of labor. Certain policies will take into factor the age of your roof and if damages were made over a long period of time. Others will be ok with covering a leak even after a year has passed. Some won’t cover a leak if there are wind and hail exclusions. Ultimately all conditions are subject to the policy and roof insurance company chosen.

Can you get flat roof insurance?

Flat roof insurance is not as widely covered by roof insurance companies and when they are there isn’t really any clarification as to what specifications are covered or acceptable. 

Contact A Professional

When you require roof leak repair get in touch with a professional roof insurance representative or your local roofing company for assistance. Only with a professional can you obtain a roof inspection to gauge damages and determine the proper course of action that should be taken with your roof repair in conjunction with your roof insurance policy. With your insurance agent make sure to gain clarity of what is covered and how it is covered so you can get the process of repairs started.

If you’re needing assistance with roof insurance in Broomfield, CO call (303)-997-9024 with ATS Exteriors! 

Why Shingled Roofing is So Popular

Tile Roofing Against a Blue Sky.

Reasons Why Shingle Roofing is Popular

You have probably heard about shingle roofing a lot more than any other style of roofing. The next time you take a drive around your neighborhood, notice the kinds of roofing of some of the houses. You are likely to see shingles more than any other kind of material. But why is that? What makes shingles such a popular choice among homeowners? In this post we will explain some of the reasons why so many people opt for shingle roofing and how it can benefit you and your home. If at any time you want to talk to a professional about shingle roofing we encourage you to reach out to us.

The Basics

You may have not ever heard the term shingle roofing before. Shingles are used on pitched roofs (roofs that are tilted downward). You will almost never see shingles top a flat roof because, in such a scenario, they pretty much serve no purpose. The basics of shingle roofs are that they are meant to shed water off of the roof. Any time you see shingles on a roof you will notice that they are all interlocked in some way. More importantly, you will notice that the top portion of a single shingle is always tucked under the very bottom part of the shingle above it and is laid over the very top portion of the shingle below it. This allows for a good seal against water and helps it to wick off of the roof. 

To this end, shingle roofing is very effective which is the first reason why it is such a common type of roof especially in areas that get a lot of rain. There are some other key factors that attribute to this type of roofing’s popularity though.

Pricing

Let’s face it. Economy drives pretty much everything in this modern life. That is another reason why so many people opt for shingles to adorn their roofs. Shingles are among the most affordable types of roofing available. To give you a general idea of just how economical shingle roofing is, take the following example. Let’s say you have a 3,000 square foot pitched roof that you want to cover with shingling. The average cost for this project would be cheaper than just about any other kind of material that you could use to top your roof. Shingle roofing is one of the most affordable roofing options, period.

Customization

Durability

Your roof is one of the most highly visible portions of your home and property which leads us to the next reasons why shingles are such a popular choice; aesthetic appeal and customization. Let’s take another hypothetical situation into consideration. Let’s say that you want to paint your home a certain shade of blue and you want your roofing to match that color. Chances are there is a roofing shingle manufacturer out there that makes some kind of shingle in that same color or close enough to it to be an aesthetic match. Roofing shingles come in a variety of shapes and colors to make customization easy.

Of course, you can go as cheap as you possibly can and get asphalt shingles that have a relatively short lifespan. But even with asphalt shingles you are looking at an average lifespan of about 20 years which isn’t too bad considering that’s the low end of the spectrum. Depending on the kind of shingles you opt for you can get some that are rated to last for upwards of 100 years. The technology is advancing too so manufacturers are making their shingles last longer and longer these days. 

Types of Shingles

Rubber

Rubber roofing is a cost-effective option that can be made to look like other materials. They typically last for about 30 years but they can be damaged fairly easily.

Clay

Clay is more popular on the coasts but is a very long-lasting shingle material. Clay roofing tiles look nice and are fairly easy to install but they can be dangerous when they are cracked or damaged.

Asphalt

Asphalt is very easy to install, comes in a variety of shapes and colors and is cost-effective. The only downside is that some of them have the shortest lifespan of any kind of shingle material.

Other Factors

A Close Up of Asphalt Shingle Roofing.

Other Things to Consider

Shingles come in a variety of wind and fire ratings as well so safety is another reason why so many people opt for this kind of roofing. Installation and repairs are relatively easy and affordable as well. In general though, shingle roofing simply offers more options on all fronts. The materials are readily available everywhere and with all things considered, shingle roofing is one of the more practical choices. If you have any questions about shingle roofing for your Broomfield, CO home or are in need of repairs or installation, give the residential roofers at ATS Exteriors a call at (303)-997-9024!